Money Advice I Would Tell My Younger Self

Know that buying cheap means buying twice
Wherever you can, buy high quality and don't balk at the price tag - it's worth it.

You don't need as many clothes as you think you do
Start working on that minimal wardrobe; buy fewer items that are high quality, functional, and versatile.

Stop reading beauty blogs
You don't need all those products. At best you "need" an exceptional cleanser, a good face mask, something to deal with the odd break out, sunscreen, and a moisturiser. Anything else is a bonus.

Spend money on experiences not things
If you're going to spend a lot of money, spend it on something that's long lasting and you will remember forever.

Read the Terms and Conditions
As boring as it might seem, you must read the terms and conditions of any financial paperwork.

Negotiate your salary
Just because you are new to the job doesn't mean you don't have a worthy skill set; don't just accept what's offered, negotiate and get paid what you deserve.

Write a business plan
You will see your business is financially viable; you will know exactly how much you need to take per month; you be in control, and you will feel more relaxed about money in general if you just write a business plan.

Remember what your savings are for
Don't forget the reason you are saving and remember, when the time comes, that's what it's there for.

Stop feeling guilty
You don't need to over analyse every little purchase and feel guilty about buying something you want rather than need. You've never been excessive with purchases, so why the guilt?